In Virginia, all employers must have workers’ compensation insurance for employees. If someone gets injured at work, or has been diagnosed with a job-related illness, they can file a claim for benefits. The benefits will pay for things like medical bills, lost wages, temporary or permanent disability benefits, and costs and expenses related to getting the settlement amount. This brings to us an important question – Should you consider hiring a Virginia Beach workers’ compensation lawyer? In this post, we are sharing a few basic things worth knowing. 

Right after an injury

Injured workers need to take a few basic steps right after getting injured- 

  1. Ask for medical attention. Even if you think that your injuries are not severe, you still need to see a doctor. The impact of many injuries may not be immediately apparent. 
  2. Inform your employer/supervisor that you have been injured. While there is a time period of 30 days to inform the employer, consider this as a priority, 
  3. The final step is to file “Claim for Benefits” form with the Virginia Workers’ Compensation Commission. This will prompt the insurance company to accept or deny the claim. 

Note that the injured employer must complete the formalities towards Virginia Workers’ Compensation Commission to claim benefits. The worker is also responsible for proving everything that is mentioned in the claim. 

Why should you hire a workers’ compensation lawyer?

While the workers’ compensation system may seem easy on paper, insurance companies often have their own ways of finding reasons to deny claims. A lawyer with experience can help you navigate through the system and avoid the common mistakes that can impact the benefits and settlement. The good news is many workers’ compensation lawyers work on a contingency basis for clients, and they can even advance costs on your behalf. Consulting a lawyer doesn’t have to cost a fortune, and they can take over and handle the paperwork.

Dealing with insurance companies

A skilled workers’ compensation lawyer knows what it takes to negotiate with insurance companies, and if your claim is denied, the lawyer can prep for appeals. Lawyers will also do their share of investigation, to find evidence, which can support your claim. Considering that you are already dealing with financial and physical stress, it makes sense to have legal counsel, so that you don’t end up accepting anything less than what you deserve. 

Check online now to find more on workers’ compensation lawyers in Virginia!